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Protect What Matters Most —

With Help You Can Count On

Your home isn’t just a building. It’s where your life happens — where memories are made, kids grow up, and milestones are celebrated. At Marz Insurance, we help Racine homeowners feel confident and cared for. Whether you own a house, condo, or mobile home, we’ll help you find the right coverage for your property, your belongings, and your peace of mind.

Home Insurance in Racine, WI

Your home is more than just a property — it’s where you raise your kids, gather with friends, celebrate milestones, and build your future. We understand how much your home means to you, and that’s why we take the time to make sure it’s protected properly.

Whether you’re just settling into your first house, upgrading to a larger space, or reviewing your current policy, we’re here to help — in the language you prefer and with the care you deserve.


We’re an independent, community-focused, bilingual agency that believes in building relationships, not just writing policies.

What Does Home Insurance Cover?

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Dwelling Coverage

Pays to repair or rebuild your home if it's damaged by fire, storms, or other covered events.

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Personal Property

Think furniture, electronics, appliances, clothes — the stuff that makes your house feel like home. If it's damaged, stolen, or destroyed, you're covered.

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Liability Protection

If someone is hurt on your property, or you accidentally cause damage to someone else’s property, this coverage helps cover legal and medical costs.

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Loss of Use

If a fire or other event makes your home unlivable, this helps pay for hotel stays, meals, and living expenses while repairs are underway.

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Additional Coverage Options

We’ll help you explore extra protection for things like floods, jewelry, electronics, or rental properties — so you’re never left exposed.

Frequently Asked Questions About Home Insurance

  • Do I need home insurance if my house is paid off?

    Yes — while it’s not legally required, it’s one of the smartest things you can do. Home insurance protects your home and everything in it from fire, theft, storms, and more. Without it, a single incident could cost you thousands.

  • Can I get coverage if I rent or own a mobile home?

    Definitely. We offer renters, condo, and mobile home policies with the same care and clarity. Whether you own or rent, we’ll make sure you’re properly covered.

  • How much does home insurance cost in Racine?

    Costs depend on factors like your home’s value, location, construction type, and your chosen coverage. But because we compare prices across multiple providers, we can help you find a plan that fits your budget.

  • What if I need extra coverage, like for valuables or flood damage?

    We’ll help you review any high-value items or risks specific to your area and add only what you need. Our goal is to give you peace of mind — not to upsell you.

Let us help you protect your home with clarity, compassion, and competitive pricing.

Get Started Today